Beyond QR. Beyond Cards. Beyond Friction.

FINDOSPAYS SMARTTOUCH™

FindosPays SmartTouch™ is a proprietary payment activation technology designed to redefine how digital payments are initiated.

What is SmartTouch?

It transforms traditional QR and account-to-account payments into a seamless, touch-first experience — eliminating scan dependency and reducing transaction friction.

SmartTouch™ is an advanced contactless payment activation layer that enables:

  • Instant payment initiation
  • Secure transaction identification
  • Dynamic merchant integration
  • Touch-based mobile activation
  • Direct connection to bank-controlled payment flows

Why It Matters

Digital payments should be effortless.

While QR payments require scanning and positioning, SmartTouch™ enables customers to initiate a transaction instantly — creating a faster, more intuitive experience comparable to tap-based card payments.

The result:

  • Higher payment conversion
  • Increased usage frequency
  • Reduced checkout friction
  • Improved merchant satisfaction

Designed for the Future of Account-to-Account Payments

SmartTouch™ strengthens:

  • QR-based ecosystems

  • IRIS and A2A infrastructures

  • Bank-led payment rails

  • Merchant digital transformation

It acts as a smart activation interface between the consumer device and the secure banking environment.

Secure by Design

SmartTouch™:

  • Does not handle funds

  • Does not perform settlement

  • Does not replace acquiring services

  • Operates as a secure activation layer

All payments remain fully processed within the regulated banking ecosystem.

Built for Innovation-Driven Merchants & Institutions

SmartTouch™ can be deployed across:

  • Retail environments

  • Hospitality

  • Transportation

  • Public services

  • Professional services

  • Enterprise environments

It integrates seamlessly with POS, ERP, and digital payment infrastructures.

Business Impact

With SmartTouch™, organizations can:

  • Increase digital payment adoption

  • Strengthen customer engagement

  • Accelerate A2A migration

  • Reduce dependency on card rails

  • Position themselves at the forefront of payment innovation

FindosPays SmartTouch™

Powering the Next Generation of Payment Activation.